GAT appraisers are specialists in estimating the value of land and the structures on that land, whether it’s a home, hotel, factory or farm. Appraisals are commonly required when clients buy a property, sell a property, apply for or renew a mortgage, for insurance purposes, to settle estates, and to settle divorce cases, for bank guarantees and for partnership agreements. We prepare a written description of the property, and draw a diagram of the property that shows structures. We also verify legal descriptions of the property with authorities or city records, along with an estimated market value. Fair-market values are based on factors such as property condition, the values of properties in close proximity, and building replacement costs, using building valuation manuals and professional cost estimators.